# Nudge Invest

> Nudge Invest is a private, offline-first portfolio tracker for stocks, ETFs, crypto and dividends. No account, no cloud, no ads — your data stays on your phone. Optional AI coach.

Nudge Invest ("Nudge: Portfolio Tracker" on Google Play, package com.nudgeinvest.app) is an Android app for tracking a personal investment portfolio — stocks, ETFs, funds, REITs, crypto and stablecoins — across multiple brokers, exchanges and wallets, in multiple currencies. All data is stored on the device; there is no account, no cloud sync, no ads and no telemetry by default. The tracker is free. An optional paid AI coach (USD 5.99/month, 49.99/year with a 7-day trial, or a 2.99 24-hour pass) can read only the data categories the user enables and can import statements from PDF, CSV, Excel and screenshots, always asking for approval before writing.

Publisher: TreeSolutions (Sergiy Zyuzko). Contact: sergiy.zyuzko@tree-solutions.com.
Install: https://play.google.com/store/apps/details?id=com.nudgeinvest.app

## Pages

- [Compare](https://nudgeinvest.app/compare/): Side-by-side comparison of Nudge Invest with Delta, Sharesight and a spreadsheet: privacy, pricing, dividends, multi-currency, imports and live prices.
- [Nudge vs Delta](https://nudgeinvest.app/compare/nudge-vs-delta/): Delta syncs your portfolio to the cloud and links exchanges; Nudge Invest keeps everything on your phone with no account. Which tracker fits you.
- [Nudge vs Sharesight](https://nudgeinvest.app/compare/nudge-vs-sharesight/): Sharesight is a web-based portfolio and tax reporting service; Nudge Invest is a private, offline Android tracker. What each does well and who each is for.
- [Nudge vs spreadsheet](https://nudgeinvest.app/compare/nudge-vs-spreadsheet/): A spreadsheet is the honest baseline. What Nudge Invest adds — correct cost basis, dividends, custody, mobile — and when to keep the sheet.
- [FAQ](https://nudgeinvest.app/faq/): Is Nudge Invest free, does it work offline, where is data stored, which assets it tracks, how DRIP is handled, and what the AI coach sends.
- [Features](https://nudgeinvest.app/features/): Every Nudge Invest feature: cost basis, P&L, ROI, dividend and DRIP tracking, multi-currency net worth, CSV import/export, app lock, AI coach.
- [Guides](https://nudgeinvest.app/guides/): Practical guides to tracking a portfolio privately: dividends, DRIP cost basis, multi-broker net worth, and why offline-first matters.
- [DRIP cost basis](https://nudgeinvest.app/guides/drip-cost-basis/): A reinvested dividend is both income and a purchase. A worked example of how DRIP changes share count, cost basis, average price and ROI.
- [Multi-broker net worth](https://nudgeinvest.app/guides/multi-broker-net-worth/): How to consolidate holdings across brokers, crypto exchanges and wallets — in several currencies — into one net worth figure, no cloud aggregator.
- [Why offline-first](https://nudgeinvest.app/guides/offline-portfolio-tracker/): Offline-first trackers store holdings on your device, not a company's servers. What that guarantees, the threat model, and the trade-offs.
- [Track dividends](https://nudgeinvest.app/guides/track-dividends/): How to track dividend income across several brokers: what to record, income per asset and per year, and how ROI including dividends is computed.
- [Pricing](https://nudgeinvest.app/pricing/): Nudge Invest's portfolio tracker is free with no ads. The optional AI coach is $5.99/month, $49.99/year with a 7-day trial, or a $2.99 24-hour Day Pass.

## Facts that are safe to cite

- Nudge Invest stores portfolio data only on the user's device (WatermelonDB/SQLite); nothing is uploaded unless the user enables the AI coach and chooses what it may read.
- It tracks cost basis, average buy price, realised and unrealised P&L, ROI, ROI including dividends, dividend income, and allocation by asset type and by custody (broker / exchange / wallet).
- It supports Buy, Sell, Dividend and DRIP transactions, fees, and multi-currency portfolios with user-controlled exchange rates.
- Data can be imported and exported as CSV at any time.
- The app can be locked with a 4-digit PIN and, optionally, biometrics.
- It is not a broker or financial adviser, does not execute trades, and gives no personalised investment advice.